Release equity to help your family or retirement plans.
Equity release, now known as a lifetime mortgage, allows homeowners over the age of 55 to borrow a lump sum or income from the value of their property and delay paying the interest, typically until their death.
Many people are lucky to be swept up in the rising price of the housing market but then still don’t have enough money in the bank to replace the central heating or help their family.
Releasing equity from your property can be a good solution for many people, but it needs careful thought. There are many considerations, such as interest payments, which can quickly mount up, offsetting the equity you had left in the property.
Releasing equity from your home is a big decision and should not be taken lightly. Our experience and support will ensure that you and your family understand the consequences and arrive at the best and most affordable solution for your needs.
We have a number of properties with different mortgages for each. Rickard Lazenby have been excellent at helping us managing these and ensure that we are always paying the best rates. Knowing that they are independent and able to offer other services if and when needed gives us peace of mind that they will continue to help us as our portfolio evolves.
I approached Rickard Lazenby to help with my retirement planning. Everyone was easy to talk to and very knowledgeable, they explained everything clearly and made it seem much less daunting. I would happily recommend them and in fact, I have asked that they help with our daughter’s mortgages and finances too.
With a potentially complex and diverse portfolio to manage, we really struggled to find appropriate advice and guidance. Rickard Lazenby have provided excellent advice and explained things in a clear and friendly manner, we now feel much more confident and happier in our financial situation.
Our family is eternally grateful to Rickard Lazenby for sorting out my estate, allowing my wife and I to enjoy our retirement, safe in the knowledge that our childrens' futures are secure.
As a relatively small business, we didn't have the time or resources to really look after our workplace pension scheme. Rickard Lazenby now provide us continued support and guidance, so we can focus on our business.
Rickard Lazenby helped me plan and provision for my retirement. Their guidance and advice has given me back control of my finances.