Make your money work harder.
Using your annual ISA allowance for a stocks and shares ISA is a good starting point. There are other tax efficient investments that may suit your objectives including Investment Bonds, EIS, VCT or General Investments.
Common things are common, and most people are suited to investing in a sensible and diverse portfolio of Unit Trusts, Investment Trusts and OEICs appropriately mixed with other asset classes including fixed interest securities, property and commodities.
If this sounds complicated, then let us explain the details and worry about the best solution for you.
When we work hard and build up some savings there is normally something exciting or necessary that we want to spend them on, an objective. This could range from a new kitchen, world cruise, or even the deposit for a new house. Or, if you are happy with your current lifestyle, perhaps you require help planning for school or university fees or eventually that early retirement or opportunity to work part time.
We will recommend the best product with the most effective underlying investment and utilise all of your tax considerations to maximise growth or income potential. Of course, it is always important to keep some cash for a rainy day, we will never recommend that you invest every single penny.
We have a number of properties with different mortgages for each. Rickard Lazenby have been excellent at helping us managing these and ensure that we are always paying the best rates. Knowing that they are independent and able to offer other services if and when needed gives us peace of mind that they will continue to help us as our portfolio evolves.
I approached Rickard Lazenby to help with my retirement planning. Everyone was easy to talk to and very knowledgeable, they explained everything clearly and made it seem much less daunting. I would happily recommend them and in fact, I have asked that they help with our daughter’s mortgages and finances too.
With a potentially complex and diverse portfolio to manage, we really struggled to find appropriate advice and guidance. Rickard Lazenby have provided excellent advice and explained things in a clear and friendly manner, we now feel much more confident and happier in our financial situation.
Our family is eternally grateful to Rickard Lazenby for sorting out my estate, allowing my wife and I to enjoy our retirement, safe in the knowledge that our childrens' futures are secure.
As a relatively small business, we didn't have the time or resources to really look after our workplace pension scheme. Rickard Lazenby now provide us continued support and guidance, so we can focus on our business.
Rickard Lazenby helped me plan and provision for my retirement. Their guidance and advice has given me back control of my finances.