financial services

Estate Planning

Reduce your inheritance tax bill by planning ahead.

Estate Planning

Inheritance tax planning.

Inheritance tax (IHT) is an ever-increasing source of revenue for the government, £5.4bn in 2017/18 alone!

Almost everything you earn will have been taxed heavily, often more than once. Don’t let it be taxed again. Ensure that your hard-earned wealth passes on to those who need it.

Your estate and tax.

If your retirement plans are truly on track and you are fortunate enough to be worried about IHT then we will help you manage your situation to ensure that your estate is passed on to the right people in a tax efficient and timely manner.

Sometimes this can be as easy as arranging a series of small gifts, or perhaps larger sums into a suitable trust. It is not always possible to avoid IHT so the priority is to ensure that you have enough for yourself first, and secondly that you remain in control of your estate and that someone you trust is left with authority of that control once you have gone.

Most people want to ensure that their wealth stays within their family - bloodline planning. This will mitigate any poor relationship decisions from preventing your money reaching your grandchildren for example.


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Estate Planning


A Few Common Questions
When considering any financial services you must remember that
  1. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
  2. The value of investments can fall as well as rise.  You may not get back what you invest.
  3. Venture Capital Trusts (VCTs) are high risk investments and there may be no market for the shares should you wish to dispose of them. You may lose your capital.
  4. Enterprise Investment Schemes (EIS) are very high risk investments. An EIS investment is usually concentrated in one single unquoted trading company. Often there is no market for the shares and it may therefore be very difficult to make a disposal. There is a strong possibility of the company failing.
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Our Clients Trust Us

We have a number of properties with different mortgages for each. Rickard Lazenby have been excellent at helping us managing these and ensure that we are always paying the best rates. Knowing that they are independent and able to offer other services if and when needed gives us peace of mind that they will continue to help us as our portfolio evolves.

Mr Bridges, Sussex

I approached Rickard Lazenby to help with my retirement planning. Everyone was easy to talk to and very knowledgeable, they explained everything clearly and made it seem much less daunting. I would happily recommend them and in fact, I have asked that they help with our daughter’s mortgages and finances too.

Mrs Morris, Kent

With a potentially complex and diverse portfolio to manage, we really struggled to find appropriate advice and guidance. Rickard Lazenby have provided excellent advice and explained things in a clear and friendly manner, we now feel much more confident and happier in our financial situation.

Mr and Mrs Wood

Our family is eternally grateful to Rickard Lazenby for sorting out my estate, allowing my wife and I to enjoy our retirement, safe in the knowledge that our childrens' futures are secure.

Paul Bosworth
Personal Customer

As a relatively small business, we didn't have the time or resources to really look after our workplace pension scheme. Rickard Lazenby now provide us continued support and guidance, so we can focus on our business.

Shenley Farms

Rickard Lazenby helped me plan and provision for my retirement. Their guidance and advice has given me back control of my finances.

T Stannard
Personal Customer