Make sure your goods and cargo are insured in transit.
Goods in Transit Insurance covers merchandise in transit worldwide from A to B. It can cover from Warehouse to Warehouse or from Ships side to Ships side.
Goods are normally carried under ‘Conditions of Carriage’ and any insurance should fully cover those conditions. Transits by road and rail, are generally insured differently to those by sea and air. Businesses transporting their own goods will also need Goods in Transit (GIT) insurance and generally, those goods are insured on an ‘all risks’ basis.
Goods in Transit cover is additional to commercial vehicle or courier insurance. Those policies cover the vehicle itself, whereas GIT insurance covers the contents, coverings, lashings and can include your costs for freight charges.
Some van or courier insurance policies do include an element of goods in transit cover, but only up to a certain value. As the name suggests, GIT insurance only covers goods while they are in transit, not while they are in the depot, but will cover the goods once they are loaded on the vehicle/vessel etc for transport.
Speak with us to ensure that you have a policy which insures your goods for the whole journey. Don’t assume a buyer or seller has a suitable policy at their end, they may expect that it is your responsibility.
I recently started a new company and needed guidance on which insurance products I would need should I be unable to work. Rickard Lazenby provided excellent advice, all explained clearly and knowledgeably. I now feel that my family and business are better protected and I was happy to also use them for my commercial insurance needs and to help me start my pension planning.
We have always found Rickard Lazenby to be very friendly and approachable but above all else they are professional, efficient & a pleasure to work with. A big thank you to Sam who deals with our policies, she always goes above and beyond!
I would recommend Rickard Lazenby as I have been a client for many years. The support and advice I have received has always been excellent and transparent. The staff are always friendly and understand the market for insurance.
Always thorough in researching the most attractive insurance options across the whole range of our business requirements. A pleasure to do business with.
Diligent, helpful and most importantly competitive. We have always received full support from RL in dealing claim progression & settlement. Quite honestly, we wouldn’t go anywhere else.
They always find the best insurance options at good value. I would without any hesitation recommend Rickard Lazenby to family and friends.