insurance services

Motor Trade and Fleet Insurance

Insurance for fleets and the motor industry

Motor Trade and Fleet Insurance

Insure multiple vehicles on one policy.

While the term 'fleet' may conjure up visions of hundreds of cars belonging to some corporate giant, the reality is rather different. Fleet insurance can be for companies small and large, and can even be suited to private motorists. If you have two or more vehicles, fleet cover could save you time and money. Private motorists can enjoy cover with so-called 'family fleet' policies.

Cover can be arranged for cars, vans, bikes, plant, steamrollers and cherry pickers, the list goes on and on. Policies can be taken out by all types of businesses; from taxi and courier firms to construction and office-based firms.

We typically advise on two types of Motor Trade insurance policies- either a road risks policy, or a combined policy.

A Road Risk’s policy will cover you to drive vehicles on the road, as well as giving you protection from theft, fire and accidental damage. Whether that's transporting vehicles to and from your home, or even taking customers out for a test drive, Road Risks policies are typically bought by traders who conduct business from their own home.

With a Combined Premises trader’s policy, we will insure your business premises, all of the stock you own, and include Road Risks cover.

Save time and money.

There are many benefits to having these types of policies in place, including:

Save money; insuring multiple vehicles on a single policy could mean significant cost-per-vehicle savings

Save time; you will only have one policy to administer and renew

Enjoy greater vehicle flexibility; you can add or remove vehicles and drivers as required without having to go through the hassle of getting a new quote and policy. You can also insure your entire team or family members to drive your vehicles

Get affordable cover for difficult driving risks; whether you need cover for young or newly qualified drivers or even those with a chequered claims history, an any-driver policy could enable you to insure the drivers you need for an affordable premium

Motor Trade Insurance, also known as Traders Insurance is a necessity for anybody who deals with vehicles as part of business operations.

Whether you're buying and selling vehicles, carrying out repairs and servicing, valeting or offering a roadside breakdown cover service, you will find that we have the right motor traders policy for your needs.

Not to mention, you'll also need a motor trade insurance policy to keep yourself road legal.


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Motor Trade and Fleet Insurance


A Few Common Questions

Our Clients Trust Us

I recently started a new company and needed guidance on which insurance products I would need should I be unable to work. Rickard Lazenby provided excellent advice, all explained clearly and knowledgeably. I now feel that my family and business are better protected and I was happy to also use them for my commercial insurance needs and to help me start my pension planning.

Mr Hooper, Kent

We have always found Rickard Lazenby to be very friendly and approachable but above all else they are professional, efficient & a pleasure to work with. A big thank you to Sam who deals with our policies, she always goes above and beyond!

Heidi Maclugash
Mastercraft Property Solutions

I would recommend Rickard Lazenby as I have been a client for many years. The support and advice I have received has always been excellent and transparent. The staff are always friendly and understand the market for insurance.

Timothy Smith

Always thorough in researching the most attractive insurance options across the whole range of our business requirements. A pleasure to do business with.

Alistair Bell

Diligent, helpful and most importantly competitive. We have always received full support from RL in dealing claim progression & settlement. Quite honestly, we wouldn’t go anywhere else.

Steve Potter
Form Fit Out

They always find the best insurance options at good value. I would without any hesitation recommend Rickard Lazenby to family and friends.

Trevor Collier